Poor dating site Sexchat facebok

This is true with financial goals, food diets, exercise programs and just about anything that requires motivation, time and patience.

poor dating site-73poor dating site-47

Mutual fund investors can get some good tips from his talk radio show but they are wise to understand the difference between entertainment and sound investment practices.

To be completely fair, let's begin with Dave's Investing Philosophy, specifically regarding mutual funds, taken directly from his website: If your risk tolerance is low, which means you have a shorter time to keep your money invested, put less than 25% in aggressive growth or consider adding a "Balanced" fund to the four types of funds suggested.

asset type; there are only stock funds, no bond funds or cash (money market or stable value).

Dave Ramsey's advice on mutual funds gets a few things right but some key points terribly wrong.

Ramsey, the investment advice and financial planning guru, gives his radio show listeners and book readers sage financial planning advice in many ways but he gives some poor advice on mutual funds.

If you've been saving money, trying to get out of debt, investing in mutual funds or you just like listening to talk radio, Dave Ramsey needs no introduction. In fact, Dave deserves credit for helping me understand and enjoy personal finance, which eventually led to my career as an investment advisor.

I am now a Certified Financial Planner (TM) and I own a fee-only Registered Investment Advisory firm.

This general respect of Dave Ramsey, combined with extensive financial services background and mutual funds expertise, makes me qualified to provide some insight into the best and worst of Dave's investment advice (although he's not licensed to sell securities and does not technically call it "advice").

Dave's best value to his audience is that his message is simple, easy to understand and often entertaining.

Tags: , ,